Anyone that owns a business should consider installing a professional security system to monitor the activity that is occurring in their business. This is especially important for a business that is open to the public. The fact is that a number of businesses that are open to the public are targeted by thieves that are out to scam the store owner. Owners that are constantly taken advantage of might lose property and money whilst they watch their business insurance rate rise dramatically. The fact is that commercial security systems are worth their weight in gold to the business owner. Here is how a commercial security system can help save on business insurance.
Employee Thefts
A large number of business owners might complain about thefts that occur in their business. The business might be open to the public or simply an office or warehouse filled with employees that do not serve the public. Statistics show that employee thefts are on the rise. Employee thefts add up to billions across the country. The truth of the matter is that employee thefts hurt the employer financially and they lead to the business insurers taking a serious look at the business.
Most business owners fail to have enough business insurance theft coverage which leads to more financial loss as the owner has to pay out of their own pocket. It has been proven that commercial security systems installed in full view of the employees, allows the supervisors or business owner to monitor all activity in the building from a remote post. This one step leads to a tremendous drop in employee thefts. Furthermore, the company saves on business insurance too because some business insurance companies reduce theft insurance rates for a business with security cameras installed.
Fraudulent Slips & Falls
It is a fact that slip and falls are a billion dollar industry in the country. Statistics show that the number of slip and fall claims are rising. This leads to higher business liability insurance rates for the average business that serves the public. This could be very devastating for a small business owner. Reports suggest that there are groups of people that like to target a business that does not have commercial security systems in place. They stage a fraudulent slip and fall in the store. They file the fake claim and get an easy payoff from the store. However, a business with a security camera in place is fully protected. They could easily display evidence that showed the slip and fall was staged. It is also important to understand that commercial security systems play a major factor in reducing business liability insurance rates.
Shoplifting
Stores that are open to the public are very vulnerable. Even small retailers have to buy adequate amounts of business insurance to cover customer thefts. However, the best protection against one shoplifter or a group of shoplifters working together is commercial security systems that are fully in view of the customers. A professionally installed security system will make a shoplifter or group of shoplifters think twice about stealing goods in the store because they are in full view of surveillance cameras . Statistics prove that shoplifting drops in stores with a security system.
The fact is that a security system will help the business owner in numerous ways. For example, reduce employee thefts, fraudulent slips and falls, and shoplifting attempts. Any business that ignores this step is leaving themselves open for the criminal elements that are sadly a part of today’s society.
This is real life , you need a real security company . ATP Alarms is American Total Protection .
Special thanks to John Moran / Minerva Security in the UK for writing this for ATP.
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